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Professional Liability

It is important to understand the distinction between general liability insurance and professional liability insurance. While general liability insurance covers your business in situations in which the business is liable for damage, injury or loss to another's property, reputation, or health. It does however; protect your business from claims of professional negligence, or the failure to perform professional duties. It is therefore essential to equip your business with insurance that will protect you in any negligent or liability instances.

There are typically four types of liability insurance coverage options that are intended to protect you in each instance of professional negligence or liability:

• Employment Practices Liability
• Directors and Officers Liability
• Crime Coverage and Liability
• Pollution and Environmental Liability

The amount of coverage available and needed will vary from business to business. Don’t know what type of coverage is right for you? Fill out a quote form for a free professional liability insurance quote.