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What Is Covered In My Renter’s Insurance Policy?

Most renter’s insurance policies will cover your property against fire or lightning, windstorms or hail, explosions, riots or civil unrest, damage caused by aircrafts or vehicles, smoke damage, vandalism or malicious mischief, falling objects, and damage caused by ice, snow or sleet. It only costs a little to insure a lot and coverage is easier than you think. Colorado insurance rates for renter’s insurance are very affordable. The peace of mind you get from knowing that your valuables are protected is priceless. Your renter’s insurance policy will include these coverage options:

Personal Property Protection will cover your personal property such as furniture and clothing in the event of a covered loss. This includes damage caused by water due to accidental discharge or overflow of water from a plumbing, heating or air conditioning system.

Family Liability Protection covers your family against liability in the event that a person is injured on your property.

Guest Medical Protection will pay for reasonable and necessary medical expenses that result from a covered loss.

Additional Living Expenses will provide additional funds necessary to provide a place to stay in the event that your home becomes uninhabitable as the result of a covered loss.

Additional protection is also available for certain types of property such as money, securities, jewelry and firearms. For more Colorado insurance information and to get a free quote contact us today.