Having reliable, dependable and affordable commercial insurance for your business is critical to the success of your company. Private Colorado auto insurance policies do not cover commercial vehicles. That is why you need to get personalized commercial insurance to cover your business needs, whether you have a whole fleet of trucks, or just one or two vehicles.
So Just What is Commercial Insurance?
Commercial insurance is a policy that covers the physical damage and liability for amounts, situations and usage that is not covered by a personal automobile insurance policy. It is specifically designed for businesses to cover a wide variety of different vehicles. Commercial Insurance may also be referred to as commercial auto insurance, commercial car insurance, truck insurance or fleet insurance.
If a vehicle is used for business purposes, other than commuting, a commercial policy is necessary. This includes using your vehicle to transport goods or people for a fee or to conduct a service, if you have employees who operate the vehicle or if ownership of the vehicle is in the name of your business or corporation. You will also need a commercial policy if you need to have higher liability coverage due to the nature of your work, or if you haul a large amount of tools or equipment.
At Colorado Insurance we will help you find the perfect commercial insurance policy to meet the needs of your business and one that will protect your company in the event of an accident or loss. We can help you with a wide variety of auto/fleet coverage including commercial insurance, motor carriers and truckers, garage keepers, and provide excess auto liability for self-insured companies.